Why Consider a Medicare Supplement Plan?

Original Medicare covers many healthcare services, but it doesn’t cover everything. Medicare Supplement Plans help pay for costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles. These plans offer peace of mind by reducing out-of-pocket expenses and providing predictable healthcare costs.

Types of Medicare Supplement Plans:

Medicare Supplement Plans are standardized by the federal government and labeled with letters (A, B, C, D, F, G, K, L, M, and N). Each plan offers a different level of coverage, but benefits for each plan type are the same across all insurance companies. Here are some key points about the most common Medicare Supplement Plans:

• Plan F: Offers the most comprehensive coverage, including coverage for Part B excess charges.
• Plan G: Similar to Plan F but does not cover the Part B deductible.
• Plan N: Requires copayments for some services but often has lower premiums than Plan F and Plan G.